Cost of studying in the USA for Indian Students

The United States has long been a coveted destination for Indian students aspiring to pursue higher education abroad.

Renowned for its world-class universities, cutting-edge research opportunities, and cultural diversity, the USA offers a dynamic and enriching academic experience.

However, one aspect that requires careful consideration is the study cost in USA for Indian students.

In this article, we will delve into the various components that contribute to the overall cost of studying in USA for Indian students, including tuition fees, living expenses, scholarships, and potential sources of financial support.

Why do Indian students prefer studying in the US?

Indian students often prefer studying in the United States for several compelling reasons:

  1. World-class education - The US is home to many top-ranked universities renowned for their academic excellence, cutting-edge research, and innovative teaching methods. 
  2. Diverse range of programs - US universities offer a wide variety of programs and majors, allowing students to choose fields that align with their interests and career goals. 
  3. International exposure - Living and studying in a culturally diverse environment exposes Indian students to different perspectives, lifestyles, and cultures, fostering personal growth and adaptability.
  4. Quality of life - The US offers a high standard of living with modern amenities, healthcare facilities, and a safe environment, making it an attractive destination for students seeking a comfortable and secure lifestyle.
  5. Career opportunities - A degree from a US institution often opens doors to global career opportunities. Many Indian students aspire to work in multinational companies or pursue further studies or research on an international scale after completing their education in the US.
  6. Post-study options - The US offers post-graduation work opportunities, including Optional Practical Training (OPT) for international students, allowing them to gain practical experience in their field of study.

Also Read: How to get admission in US universities from India

Factors to be considered while planning the expenditures

When planning expenditures for studying abroad, particularly in the USA, it's crucial to consider various factors to ensure you have a realistic budget and can manage your finances effectively. 

Here are some key factors to consider:

Cost of living in USA

Understanding and managing the cost of living is a crucial aspect of financial planning and plays a significant role in shaping their overall educational experience. 

Here is a breakdown of the monthly cost of living in the USA for Indian students

ExpenseAverage Monthly Cost
Housing (1 Bedroom Apartment)$800 to $1,800
Food$250 to $400
Transportation (Public)$70 to $110
Utilities$270 to $300
Health Insurance$50 to $150
Textbook & Supplies$70 to $100
Entertainment$50 to $100
Personal Expense$100 to $150

The average monthly cost of living for Indian students in the US is $1,100 to $1,9000. However, it can vary depending on location, lifestyle choices, and personal preferences.

Also Read: How much does it cost to study in the USA?

Cost of living in the best student cities in the USA

The United States offers a wide range of cities for international students; some urban centres stand out as the best student cities, known for their prestigious institutions and vibrant communities.

Here is an overview of the cost of living in these renowned cities, offering insights into the expenses students must anticipate and plan for as they embark on their educational journey in the USA.

Boston$2,000 - $2,500$250 - $400$90 - $110$300 - $320
New York$2,500 - $3,500$300 - $500$125 - $150$320 - $300
San Francisco$2,500 - $3,200$300 - $450$90 - $110$340 - $370
Chicago$1,300 - $1,800$250 - $350$80 - $100$275 - $300

The cost of living in the best student cities in the USA, including Boston, New York, San Francisco, and Chicago, is notably higher compared to many other cities in the country.

Top-ranked universities and their average tuition fee

The United States boasts diverse and prestigious higher education institutions renowned for their academic excellence and contributions to research, innovation, and the global community. 

While pursuing education at these esteemed universities is a coveted goal for many, the US college fees for Indian students can be a significant consideration.

UniversityQS RankingAverage Tuition Fee
Massachusetts Institute of Technology1$59,750
Harvard University4$54,269
Stanford University5$58,416
University of California, Berkeley (UCB)10$43,980
University of Chicago11$63,801
University of Pennsylvania12$63,452

Explore the Best US Universities available at Edvoy

Course-wise cost in the USA

The study cost in USA for Indian students varies significantly based on the type of course, the institution, and the location. 

Here's a breakdown of the approximate annual US college fees for Indian students for different types of courses:

CourseAnnual Tuition Fees
Undergraduate Programs$20,000 to $50,000
Graduate Programs$20,000 to $60,000
MBA Programs$30,000 to $100,000
Medical Programs$60,000+
Engineering Programs$30,000 to $60,000

Cost of MS in USA for Indian students

The cost of pursuing a Master of Science (MS) degree in the USA for Indian students can vary widely based on several factors, including the university, location, program of study, and personal expenses. 

Here's an overview of the typical study cost in USA for Indian students associated with pursuing an MS degree:

ExpenseYearly Cost
Tuition Fees$20,000 to $50,000
Living Expenses$12,000 to $18,000
Transportation (Public)$80 to $1100
Books and Supplies$1,000 to $1,500
Health Insurance$500 to $100
Miscellaneous Expenses$30 to $500

Also Read: Study MS in USA

Cost of studying engineering in USA for Indian students

The cost of pursuing an engineering degree in the USA for Indian students can vary significantly based on several factors, including the university, location, program of study, and personal expenses.

Here's an overview of the typical costs associated with pursuing an engineering degree in the United States:

1. Tuition fees

Tuition fees for engineering programs in the USA can vary widely depending on the type of institution (public or private) and whether it's an undergraduate or graduate program.

On average, undergraduate tuition fees for engineering programs can range from approximately $20,000 to $50,000 or more per academic year for Indian students.

2. Living expenses

Major metropolitan areas and cities with a higher cost of living, such as New York City, San Francisco, or Boston, will have higher living expenses.

On average, international students can expect to spend anywhere from $12,000 to $20,000 per year on accommodation, food, transportation, health insurance, and other personal expenses.

3. Books and supplies

Engineering students will need to budget for textbooks, supplies, and course materials, which can amount to approximately $1,000 to $2,000 or more per academic year.

4. Health Insurance

Health insurance is mandatory for international students in the USA. Many universities offer health insurance plans, which can cost around $1,000 to $2,000 annually. Students may also have the option to purchase private health insurance.

5. Visa and Application Fees

When applying for a student visa (F-1), Indian students must pay various fees, including the SEVIS fee and visa application fee, which collectively amount to a few hundred dollars.

6. Miscellaneous expenses

Miscellaneous expenses, such as travel, communication, and entertainment, can add up to $1,500 or more per year.

Also Read: Which engineering branch is best for your future?

Scholarships and financial aid offered by the USA universities to Indian students

Scholarships and financial aid opportunities are designed to make study in USA for Indian students more accessible and affordable.

Some of the famous scholarship programs to assist with the cost of study in USA for Indian students are;

  • Fulbright Scholarships
  • United World Colleges (UWC) Scholarships
  • Tata Scholarships for Cornell University
  • Inlaks Scholarships
  • American University Emerging Global Leader Scholarship 
  • MIT-India Scholarships
  • Stanford Reliance Dhirubhai Fellowship
  • Humphrey Fellowship Program

Also Read: Scholarships for Indian Students in US

Cost of US entrance examinations in INR

The cost of US entrance examinations for Indian students can vary depending on the specific exam and the associated fees. 

Here are some of the most commonly required entrance exams for Indian students who wish to study in the United States, along with their approximate costs in Indian Rupees (INR)

Entrance ExamApproximate Cost (INR)
GRE₹ 22,550
GMAT₹ 22,000
TOEFL₹ 16,900
IELTS₹ 16,250
ACT₹ 5600 (no writing), ₹ 7500 ( writing)
SAT₹ 4,500

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The cost of studying in USA for Indian students is an investment in their future, offering access to world-class education, diverse experiences, and the potential for personal and professional growth. While it is undoubtedly a significant commitment, many find that the rewards in knowledge, skills, and opportunities make it a worthwhile endeavour on their educational journey.

Frequently asked questions

How much does it cost to study in the USA from India?

On average, tuition fees for undergraduate programs can range from $15,000 to $45,000 annually, and living expenses can amount to approximately $10,000 to $20,000 annually. This means the cost of undergraduate degree in USA for Indian students for, a four-year undergraduate degree can cost anywhere from $80,000 to $200,000.

Is it worth studying in the USA for Indian students?

Studying in the USA can be worth it for Indian students, depending on their academic and career goals. The USA offers world-class education, research opportunities, diverse cultural experiences, and access to a global network.

Is the USA costly for Indians?

The USA can be relatively expensive for Indian students due to high tuition fees and living costs. However, the cost varies widely depending on factors such as location, choice of university, and lifestyle.

Which US university has the most Indian students?

Some of the universities with a large Indian student population include the University of Southern California, New York University, and the University of Texas at Dallas.

How much money is required for a USA study visa from India?

The amount of money required for a USA study visa (F-1 visa) application from India can vary. You'll need to demonstrate sufficient funds to cover tuition fees, living expenses, and other educational costs. Generally, having around $10,000 to $20,000 is often recommended.

How many Indian students go to the USA every year?

India consistently sent one of the largest groups of international students to the USA. In recent years, the number of Indian students studying in the USA has been around 190,000 to 215,000 annually.

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