Canada ranks among the best destinations in the world when it comes to secondary education, making it an excellent place for international students to consider when choosing universities.
In addition to its quality of education and a great selection of schools, the country is also famous for hosting international students. From welcoming immigration policies to receiving work visas after graduation if you meet the qualifications required.
Canada boasts undergraduate, graduate, and PhD programs across a variety of subjects, from agriculture to business, engineering, and film studies.
So, if you plan on moving to the birthplace of maple syrup and are ready to embrace life and culture there, here’s a list of cities and towns that offer affordable monthly living costs and good institutions for you to consider.
Table of Contents
- Most affordable cities in Canada
- Montreal, Quebec
- Calgary, Alberta
- Ottawa, Ontario
- Kingston, Ontario
- Sherbrooke, Quebec
- Laval, Quebec
- Abbotsford, British Columbia
- Victoria, British Columbia
- Saskatoon, Saskatchewan
- Regina, Saskatchewan
- Frequently asked questions
Want to pursue higher education in Canada? Begin your study abroad journey today!
Most affordable cities in Canada
| City name | Average annual cost of living in CAD (excluding tuition fees) |
|---|---|
| Montreal, Quebec | $12,000-$18,000 |
| Calgary, Alberta | $26,400-$42,000 |
| Ottawa, Ontario | $15,000-$20,000 |
| Kingston, Ontario | $25,500-$31,200 |
| Sherbrooke, Quebec | $13,100-$18,000 |
| Laval, Quebec | $20,000-$34,000 |
| Abbotsford, British Columbia | $20,400-$36,000 |
| Victoria, British Columbia | $14,400-$30,000 |
| Saskatoon, Saskatchewan | $20,400-$30,000 |
| Regina, Saskatchewan | $18,000-$30,000 |
Data updated as of January 2025
Montreal, Quebec
Quebec’s average yearly tuition is one of the lowest in the country if you are a local resident. Still, for international students, the prices are competitive with other provinces. Quebec’s competitive advantage is its cultural scene, which is extremely prevalent in Montreal.
The small island of Montreal is home to a dozen universities and colleges, creating a unique feeling of a small university town in a big city. As an international student, there is a high chance you will spend your university years downtown Montreal.
The streets are filled with familiar faces, and Halloween and St Patrick’s Day are celebrated as a big community. Montreal also offers a variety of other spots for you to settle down. The city is filled with art and culture, with endless food options for you to pick from.
Many students live in the Plateau, the city’s young neighbourhood that is best described as a lovechild of Brooklyn and Shoreditch, filled with cafes, quirky shops and delicious and affordable restaurants. Montreal has one of the most affordable student rents among Canadian cities.
Expenses for international students living in Montreal
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $1300 per month |
| Food | $560 per month |
| Transportation | $170 per month |
| Utilities | $200 per month |
| Miscellaneous | $150 per month |
| Insurance | $345.13 per year |
Data updated as of January 2025 | Source: https://livingcost.org/cost
Top universities in Montreal
- McGill University
- University of Montreal
- Concordia University
- University of Quebec at Montreal
Also read: 10 best cities to study abroad in Europe
Calgary, Alberta
Calgary, also known as Alberta’s largest city, is the gateway to the Rocky Mountains, so if you are a fan of ski seasons in Europe, this may be the place for you — Banff and its world-famous mountains are less than two hours drive.
Home to 1.4 million people, Calgary residents have the youngest age average of any Canadian city. Calgary has some of the top engineering programs in the country due to the city’s proximity to the oil and gas industry.
If you are after a creative program, the Alberta College of Art and Design is one of four accredited design and art colleges in the country. Sometimes dubbed as the Texas of Canada, Calgary is also home to the Calgary Stampede, a 10-day festival that takes place every July and is an absolute must on your to-do list.
Expenses for international students living in Calgary
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $800 per month |
| Food | $569 per month |
| Transportation | $191 per month |
| Utilities | $250 per month |
| Miscellaneous | $160 per month |
| Insurance | $215 per year |
Data updated as of January 2025
Top universities in Calgary
- University of Calgary
- Mount Royal University
- St. Mary’s University
- Ambrose University
Related: Affordable travel for students
Ottawa, Ontario
Canada’s capital Ottawa is a vibrant city and home to two large universities — the University of Ottawa and Carleton University. If you wish to pursue a career in politics, Ottawa may be just the golden ticket; many of the citizens work in the civil service, with many bars and restaurants filled with politicians at night.
There is a buzzing downtown area with quirky bars and a hopping craft beer scene. Still, Ottawa is a quiet cousin at the Christmas table if you put him next to Montreal and Toronto, so if nightlife is a big factor in your decision-making, you may want to think again. Consider the Centretown, Little Italy and Old Ottawa South for apartment hunting.
Also read: Percentage to letter grade Ontario
Expenses for international students living in Ottawa
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $1200 per month |
| Food | $551 per month |
| Transportation | $180 per month |
| Utilities | $210 per month |
| Miscellaneous | $120 per month |
| Insurance | $600 per year |
Data updated as of January 2025
Top universities in Ottawa
- University of Ottawa
- Carleton University
- Saint Paul University
Also read: Top universities in Canada for international students
Related articles
Kingston, Ontario
University applicants can be divided into two categories—those who want the bright lights of big cities and those who prefer a smaller school with a tight-knit community. Kingston, the home of Queen’s University, the Royal Military College of Canada and St. Lawrence University, is located in Eastern Ontario, about 200km from Ottawa, and has the definitive air of a student town.
It has a bustling pedestrian city centre and all of the conveniences of modern life; the campuses are small enough that you can walk anywhere you want to, and the student life is buzzing. Social life and the student community create the instant at-home feeling, and Queen’s University’s Homecoming weekend is a major annual highlight.
Also read: Canadian Traditions
Expenses for international students living in Kingston
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $1712 per month |
| Food | $505 per month |
| Transportation | $53 per month |
| Utilities | $230 per month |
| Miscellaneous | $110 per month |
| Insurance | $57 per month |
Data updated as of January 2025
Top colleges and universities in Kingston
- Queen’s University
- St. Lawrence College
- Royal Military College of Canada
Sherbrooke, Quebec
Sherbrooke in Quebec is a lesser-known study destination but is considered one of the cheapest cities in Canada for international students. Home to over eight universities, the city offers various undergraduate, postgraduate, and doctorate courses that suit your interests.
Sherbrooke is well-known in Canada for providing world-class education at affordable costs. From the abundant research opportunities to student life, international students get to witness the finest study abroad experience in this city.
With a population of 160,000 people, the city is the sixth-largest in Quebec. Students can experience delicious cuisines and enjoy the natural landscapes and stunning scenery.
Expenses for international students living in Sherbrooke
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $1235 per month |
| Food | $472 per month |
| Transportation | $59 per month |
| Utilities | $589 per month |
| Miscellaneous | $170 per month |
| Insurance | $300 per trimester |
Data updated as of January 2025
Top universities in Sherbrooke
- University of Sherbrooke
- Bishop’s University
Also read: The 5 most popular cities in Canada for international students
Laval, Quebec
Laval is also considered one of the most student-friendly cities in Canada, making it a great place for higher education.
Laval has a great reputation among international students for its quality and affordable higher education. It is the third-largest city in Quebec, with a population of over 443,000 people.
Universities in Laval strive to offer the finest academic life with remarkable opportunities for international students. The institutions are also known for their excellent faculty, state-of-the-art facilities, and research opportunities.
In addition to a splendid student life, Laval has visually stunning attractions, a museum focusing on space travel, and various other activities for students to explore.
Expenses for international students living in Laval
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $1439 per month |
| Food | $469 per month |
| Transportation | $119 per month |
| Utilities | $200 per month |
| Miscellaneous | $180 per month |
| Insurance | $300 per semester |
Data updated as of January 2025
Top universities in Laval
- Laval University
Abbotsford, British Columbia
Abbotsford is a famous city in British Columbia surrounded by major places like the Canada-United States border and Greater Vancouver. The city is praised for being a safe haven for international students.
Educational institutions in Abbotsford follow a well-structured curriculum that includes extensive learning and research to develop student knowledge and increase their chances of employment in Canada.
Abbotsford has various recreational activities for international students to spend their leisure time and enjoy their study abroad life to the fullest.
Expenses for international students living in Abbotsford
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $1670 per month |
| Food | $507 per month |
| Transportation | $67 per month |
| Utilities | $73 per month |
| Miscellaneous | $10-$45 per month |
| Insurance | $500 per semester |
Data updated as of January 2025
Top universities in Abbotsford
Victoria, British Columbia
With an optimum population of over 398,000 people, Victoria is a popular study destination for higher education aspirants. Students find British Columbia’s capital city a safe and remarkable place to move for their studies.
Victoria boasts several universities offering some of the finest programs with fantastic curriculum and research opportunities to excel in your higher education. The courses help students develop the required skills to find the right employment opportunity.
From the Royal British Columbia Museum to the Beacon Hill Park, international students are in for a visual treat while looking for attractions. Others include several restaurants, activities, and events for international students.
Expenses for international students living in Victoria
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $500-$1400 per month |
| Food | $350 per month |
| Transportation | $85 per month |
| Utilities | $300-$600 per month |
| Miscellaneous | $300 per month |
| Insurance | $37.50 per month |
Data updated as of January 2025
Top universities in Victoria
- University of Victoria
- Royal Roads University
Also read: Top universities in Canada for international students
Saskatoon, Saskatchewan
Saskatoon is the largest city in the Saskatchewan province and is also an agricultural hub for Canada. In addition to its economic significance, the city is a top choice for international students as it offers a platform of opportunities for education and careers.
Saskatoon is home to various educational institutions offering programs in various disciplines with a remarkable curriculum and research facilities. The city is the perfect destination for students interested in pursuing careers in fields like computer science, engineering, arts and science, healthcare, and business.
The city is also known as a hub of agricultural export logistics, and mining. Saskatoon has various tourist attractions for students to live their academic life to the fullest.
Expenses for international students living in Saskatoon
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $850-$1400 per month |
| Food | $30-$70 per month |
| Transportation | $50 per month |
| Utilities | $175-$580 per month |
| Miscellaneous | $30-$100 per month |
| Insurance | $600-$900 per year |
Data updated as of January 2025
Top universities in Saskatoon
- University of Saskatchewan
- Saskatchewan Institute of Applied Science and Technology
Also read: Student accommodation in Canada
Regina, Saskatchewan
The capital of Saskatchewan, Regina is the second largest city in the province. The city is known for its vibrant and lively culture and lifestyle. Regina is also praised for its safe and secure environment for its people.
International students get to pursue higher education in prestigious universities that provide an excellent curriculum, research opportunities, and student life. The universities offer programs in various fields of study like arts and science, business and management, engineering, and medical studies.
Regina has some significant units like the Royal Canadian Mounted Police (RCMP) academy. The city also has several delicious cuisines and visually captivating attractions, giving international students the finest study abroad life in Canada.
Expenses for international students living in Regina
| Type of expense | Average cost (in CAD) |
|---|---|
| Accommodation | $630-970 per month |
| Food | $200-$500 per month |
| Transportation | $60 per month |
| Utilities | $120 per month |
| Miscellaneous | $100-$200 per month |
| Insurance | $218.50 per year |
Data updated as of January 2025
Top colleges and universities in Regina
- University of Regina
- University of Saskatchewan
- Campion College at the University of Regina
- Luther College at the University of Regina
Canada awaits with endless possibilities! Discover opportunities that suit you and apply today!
Frequently asked questions
Which is the cheapest city in Canada for international students?
Here are the top cheapest cities in Canada for international students to pursue higher education.
| City name | Province/territory | Average annual cost of living in CAD (excluding tuition fees) |
|---|---|---|
| Montreal | Quebec | $12,000-$18,000 |
| Ottawa | Ontario | $15,000-$20,000 |
| Sherbrooke | Quebec | $13,100-$18,000 |
| Victoria | British Columbia | $14,400-$30,000 |
| Regina | Saskatchewan | $18,000-$30,000 |
What is the cheapest province to study and live in Canada?
Quebec is considered the cheapest province to study and live in Canada. An international student spends an average of CAD $12,000-$18,000 per year while pursuing higher education in Quebec.
Which city is more expensive in Canada?
Toronto is considered the most expensive city in Canada for international students. You need to spend an average of CAD $34,200 per year to cover your expenses while staying in Toronto.
Is Toronto cheaper than Vancouver?
Toronto is more expensive than Vancouver for international students. While it costs around CAD $27,700 per year in Vancouver, a student is required to spend at least CAD $34,200 per year in Toronto.
Is it cheaper to live in Alberta or Ontario?
International students find it cheaper to live in Alberta than in Ontario. The cost of living index for Alberta is 93, whereas Ontario’s is as high as 114.
Pack your bags… Your study abroad opportunity is here!
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